Having your own piece of property is something many of us dream. We tend to work hard, save big time just in order to buy a land on our name. However, despite years of hard work and savings, we are unable to purchase a land of our choice. So, does this mean we should give up hope? Not when we have excellent banking systems.

All you have to do is apply for a loan and buy that property. You can then gradually pay back the loan.  Different banks will make you different offers depending on the stability of your job, the amount to make each month, your credit score and much more. There are numerous ways to go about getting a loan for the land, but using your personal loan is not one of them.

  • Personal Loan has more Interest Rate

We often come across a question “ Is it worth buying a property using my personal loan?” The answer to this question is simple, NO. Taking up personal loan just in order to purchase land isn’t the effective way to go about. Reason being a personal loan has a higher interest rate as compared to the property loan.

A higher interest rate means that you will have to pay a bigger amount of money in comparison to getting a land loan.

  • Choose Wisely

If you are able to select a land that is bound to increase its value in the coming 2-3 years, then there is a possibility of taking personal loan in order to purchase the land. This way at least the risks are minimized and you are able to achieve more effective results. Nonetheless, it is a calculated risk that you will be taking, but risk it is. The best way to go about all this is to contact http://lainaaina.fi. They will help you be getting your favorite piece of property.

Reach out to a Professional: It is always better to ask a professional before getting into something like this. You can reach out to website mentioned above  for help and guidance.


We all have those teens in our lives that have almost everything you could think of buying them as a gift. Buying toys for 12 year olds is hard enough but it could even be more difficult when it seems like he already has everything you could think of. So it seems fair that you’re looking for cool gift ideas for a boy who has everything, which is why I always go to StarWalkkids.com visit website for my gift ideas.  

When it comes to buying a boy a gift, you may just discover that he either has all the things you could think of or you’ve bought some of them in the past. Since he already has most of the cool new gadgets out there, you should use this list of thoughtful gift ideas to switch things up and put a smile on that young boy that seems to have everything.  

A chalkboard wall herb planter  

If he’s always in the kitchen cooking up something, you could bring together good food and good design with this innovative wall hanging. He could plant herbs in this wall center and also use this chalkboard frame to label different seasonings. This type of wall hanging will help to leave a reminder that helps him ensure he picks up the next delicious list of ingredients and also quickly find what he needs.  

A turntable for spinning beats that rock 

If you know he is a music lover and a vinyl collector, you could get him a three-speed record player. One that has helpful functions and sleek design that will help to nurture his passion, interests and talent. You could also look out for one that has a function to stream your own music. It’ll be so much fun for him, you could bet it.  

A wireless key finder 

If you’ve noticed he’s that boy who is always losing looking for his keys or wallet, then you should get something like this for him. This will definitely save him time and extra stress. 

 

Here are our top 10 favorite tips for shopping online like a professional, this can help you save money, reduce stress and make your online shopping more enjoyable.

  • Download “Honey” From the Google Chrome Webstore

This app is meant for you to save money, it automatically uses algorithms to find the coupons for your store on the internet and automatically applies it to your coupon page and sees which one works best. Using this you can save more than 10% of your bill quite a lot.

  • Try looking at generic brands

Generic brands that don’t cost as much as the normal brands but are in general of decent quality should be looked at to make sure you aren’t getting ripped off for a shirt or a pair of jeans.

  • Try to check out discount websites

There are plenty of discount websites out there, some sell cheap gucci tote bags and some sell things like cheaper shoes or discount brands. These are worth it to check out no matter what, a bit of time can save you a lot of money.

The rest of these tips are listed below:

  • Try to use familiar websites whenever possible that a friend has purchased from before
  • Use strong passwords, make sure to have capital letters and numbers instead of just letters
  • Don’t let the computer store credit card information
  • Make sure the websites you are visiting have HTTPS/SSL security
  • Try using mobile whenever possible, mobile encryption is incredibly safe compared to many desktop encryptions.
  • Be sure to try to use Ethernet or a secure Wi-Fi Connection instead of using public or insecure Wi-Fi
  • If it’s too good to be true, it probably is. Gucci for only 20$? No.

I cannot believe my luck!

The other day when I saw a picture of Van Gogh in my best friend’s house I could not even contain my excitement. The piece there looked as good as the original. I mean come on Van Gogh prints are also so pricey that you almost need to make a systematic plan to invest in them. That picture in her living room caught my fancy so much but I being me did not enquire about it because I didn’t want to make her feel out of place. I mean between us we do not discuss furniture pieces, clothes or jewellery. So I refrained. But I so earnestly wished that I could have had asked and come out of the curiosity trap once and for all!

But look what I found:

The print must have stayed on my subconscious mind for quite some time. So, once when I was browsing the internet trying to get pictures of superheroes to be done in flex boards for my sonny’s third birthday, I suddenly hit upon this website called zor.com.

This website is a bomb!

Even before I was through the contents on the homepage, I knew I had struck gold. This website is the website of my dreams. Now, even though I am a minimalist at heart, I have something for pictures. I have been a lens person for most part of my life documenting life and other milestones through my camera lenses. I even did a comprehensive course on how to handle DSLRs and the changeable lenses to adjust perspectives.

This website allows you to print anything you like on anything that you like!

Isn’t that amazing!

Even before I knew it, I was uploading my favorite pictures on their order form that allows you to send them anything that you would like to get done on boards, PVCs, wooden frames, et al. the choices are crazy. Why don’t you just hop on and check it out for yourself? You can thank me later!…